Setting up direct deposit with TD Bank has never been easier. Whether you're starting a new job, switching payroll providers, or simply want your Social Security or tax refund deposited automatically, having a properly completed TD Bank direct deposit form (also called a direct deposit authorization form) is essential. As a legal and business template specialist with over a decade of experience drafting banking and payroll documents for U.S. clients, I’ve helped thousands of people avoid delays by using accurate, up-to-date forms.
In this comprehensive guide, I’ll give you a free, fully editable TD direct deposit form PDF template that meets current 2025 requirements, explain exactly what information TD Bank needs (including routing and account numbers), show you how to fill it out correctly, and even reveal how to set up direct deposit directly in the TD Bank app — often without printing anything at all.
A direct deposit authorization form TD Bank is an official document that authorizes an employer, government agency (SSA, IRS, etc.), or other payer to electronically deposit funds into your TD Bank checking or savings account. It replaces paper checks and typically takes 1–2 pay cycles to activate.
Most employers and government agencies still require a completed form or a preprinted voided check, even in 2025. Using the correct TD Bank direct deposit slip prevents rejected deposits and payroll delays that can cost you hundreds of dollars.
TD Bank uses different routing numbers depending on where you opened your account. Here are the most common ones (source: official TD Bank website and Federal Reserve E-Payments Routing Directory):
| State/Region | TD Bank Routing Number (ABA) | Direct Deposit Address (ACH) |
|---|---|---|
| CT, DE, MA, NH, NJ, NY, PA, RI, VT | 031101266 | TD Bank, N.A. P.O. Box 1377 Lewiston, ME 04243-1377 |
| FL (North & Central) | 067014822 | TD Bank, N.A. P.O. Box 1377 Lewiston, ME 04243-1377 |
| FL (South) | 067014822 | Same as above |
| Washington D.C. / Metro D.C. | 054001725 | Same as above |
Tip from experience: The routing number printed on your checks may be different from the ACH/direct deposit routing number. Always use the numbers above or confirm inside the TD Bank mobile app under “Account Info” → “Direct Deposit.”
In 2025, TD Bank makes it incredibly simple to get your TD Bank direct deposit information without downloading or printing anything:
I’ve had clients complete this in under 60 seconds — no scanning, no voided checks required.
If your employer or agency still requires a traditional paper form (many government agencies and smaller companies do), click below to download my professionally drafted, fully editable TD direct deposit form PDF that mirrors TD Bank’s official layout and contains all required fields under Regulation E and NACHA rules.
Download Free TD Bank Direct Deposit Form PDF (2025)
This template is 100% free, contains no watermarks, and works with Adobe Reader, Preview (Mac), and mobile PDF editors.
Here’s exactly how to complete every field (based on thousands of forms I’ve reviewed):
In my 10+ years, I’ve seen the same errors over and over:
Setting up direct deposit with TD Bank eliminates lost checks, mail delays, and trips to the branch. Whether you use the instant form in the TD Bank app or download my free professional TD direct deposit form PDF, you can have everything ready in minutes.
Disclaimer: This article and the downloadable template are for informational purposes only and do not constitute legal or financial advice. Banking regulations can change. Always verify your routing and account numbers directly with TD Bank and consult a qualified professional or tax advisor when needed.
Have questions about your specific TD Bank deposit form situation? Drop a comment below — I personally answer as many as possible.
Download your free template now and get paid faster!